Permana A, Kalsum U, Utami D. Dinamika Profitabilitas Bank Umum Syariah: Peran Non Performing Financing, Struktur Modal, dan Pertumbuhan Pembiayaan: Profitability Dynamics of Islamic Commercial Banks: The Role of Non-Performing Financing, Capital Structure, and Financing Growth. JAMB [Internet]. 1 November 2026 [dikutip 12 November 2026];7(1):66-82. Tersedia pada: https://jurnal.polsri.ac.id/index.php/JAMB/article/view/12634