Permana, Arradytia, Ummi Kalsum, dan Dinarossi Utami. “Dinamika Profitabilitas Bank Umum Syariah: Peran Non Performing Financing, Struktur Modal, dan Pertumbuhan Pembiayaan: Profitability Dynamics of Islamic Commercial Banks: The Role of Non-Performing Financing, Capital Structure, and Financing Growth”. Jurnal Aplikasi Manajemen dan Bisnis 7, no. 1 (November 1, 2026): 66–82. Diakses November 12, 2026. https://jurnal.polsri.ac.id/index.php/JAMB/article/view/12634.